I got married last year and my husband and I are trying to decide how to file. I was the only one who worked last year but my husband owes on his student loans. Should we file jointly and then should I file the injured spouse form or should we file separately?

Youmay file your eturn as MFS; it might be to your advantage to file separately based on your specific tax situationWhen you file a tax return as Married Filing Separately, you and your spouse each report your own individual income, deductions, credits, and exemptions on different tax returns. That way, you and your spouse are only responsible for your own individual tax liability. You will not be responsible for any tax, penalties, and interest that results from your spouse's tax return.