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Old 02-21-2019, 10:23 PM
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Join Date: Feb 2019
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Need transcripts for mortgage? Not ready until June!?

My boyfriend is looking at purchasing a home. This has been a year long endeavor. Trying to get the mortgage on his previous two years of taxes wasn?t allowing him to be approved for enough, but with 2017 and 2018 he will have no problem getting financing for the home he wants.

Problem is.. he paperfiled his 2018 taxes, and he will have to pay in as he did last year.

The irs site says they will not be processed until June. Is this accurate?

Is there ways that lenders will approve for a loan without the actual transcript but with all of the info from the accountant?

Knowing the irs i know it?s likely impossible to have this process expedited.

We can?t seem to find the answers online anywhere. Any input of experience would be appreciate!!



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Old 02-22-2019, 08:21 AM
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Join Date: Oct 2010
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The irs site says they will not be processed until June. Is this accurate? ================>>probably however, for sure, plz directly contact the irs

Is there ways that lenders will approve for a loan without the actual transcript but with all of the info from the accountant?==============>as you can see, in general, A tax return is the form thatyou, a taxpayer, file with the IRS when you pay taxes or request a refund. ... A tax account transcript contains the same information as the tax return transcript along with additional items such as marital status, taxable income and the type of tax return you filed.
I am not quite sure of this ; I guess you need to contact a mortgage professional for more accurate help in detail.

note: taxpayers may order a tax return transcript online and have it delivered by mail, go to IRS.gov and use the Get Transcripttool. To order by phone, you my call 800-908-9946 and follow the prompts. To request an individual tax return transcript by mail or fax, you need to complete Form 4506T-EZ,



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