Will splitting my ROTH (after conversion from rollover IRA) IRA affect my ability to recharacterize it later? I had to roll over my Schwab 401k to a Schwab IRA recently (my employer got bought out), and now I want to convert half of the rollover IRA to a Schwab ROTH IRA. After converting to the ROTH, I would like to transfer a portion of the Schwab ROTH IRA to a Sterling Trust (precious metals) ROTH IRA. Do you know if splitting my ROTH up like this would affect my ability to recharacterize it later? |